Ron Trumbo Car Insurance Editor

Pennsylvania Auto Insurance Deals Online

Far too many Pennsylvania motorists make the mistake of staying with the same car insurance company for years, but fail to realize they have the opportunity to earn substantial savings by simply comparing quotes from multiple companies. Given the large number of excellent insurance agents and insurance companies in Pennsylvania, you should shop around at least once a year to find the best auto insurance policy deal available.

Pennsylvania Assigned Risk Car Insurance Plan

The Pennsylvania Assigned Risk Plan is a program that offers car insurance to Pennsylvania drivers who are unable to find cheap auto coverage through normal means. Fortunately, all insurance companies writing auto insurance in the state are required to participate in the assigned risk plan. Interestingly, applicants are assigned to insurance companies in proportion to the amount of business each company writes in the Commonwealth.

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Comparing Home Insurance Quotes for Your Budget and How to Find Cheap Homeowners Coverage

Receiving a Cancellation or Nonrenewal Notice from Your Homeowners Insurance in Pennsylvania

Pennsylvania law allows companies to cancel or nonrenew policies for certain reasons. If you still are not satisfied with your company’s explanation, submit your notice along with a statement detailing the reasons you disagree with the action to the Pennsylvania Insurance Department. The statement must be received by the Insurance Department within 10 days of your receipt of the notice.

Auto Repairs After an Insurance Claim and How They Affect Your Car Insurance

How to Find Budget Friendly Rental Car Insurance Coverage

How Getting a DUI Affects Your Car Insurance Rates

Avg. Pennsylvania Insurance Premiums
Are your premiums higher than average?

Pennsylvania Car Insurance Requirements

In Pennsylvania, all cars, vans, motorcycles, RVs, trucks and buses must have a minimum amount of auto liability insurance. You must have at least: $15,000 for injury or death of one person in an accident. $30,000 for injury or death of more than one person in an accident $5,000 for damage to property of another person.

You'll find than many car loan companies require collision coverage. Generally, Pennsylvania insurance companies apply a $500 deductible to policies unless you request a different amount. A good rule-of-thumb is: the higher your deductible, the lower your Pennsylvania premium. Comprehensive covers for car theft or damage to your car from risks that range from fire, flooding, vandalism or hitting an animal.

If you are caught driving without liability car insurance, you will receive a minimum fine of $300 for driving uninsured; you may receive a three-month suspension of your Pennsylvania car registration, as well as your PA driver's license, and both with have a $50 restoration fee. Kicking you while you're down, while suspended, your car will not be allowed to be driven by anyone.