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North Carolina Minimum Auto Insurance Requirements

Ron Trumbo - Car Insurance Editor following North Carolina
Ron Trumbo
Car Insurance Editor

If you're looking for the lowest car insurance policy possible, be aware that North Carolina require a minimum auto liability insurance of $30,000 for bodily injury for one person; $60,000 bodily injury for two or more passengers and $25,000 property damage. North Carolina also requires insurance companies to notify the NC DMV when car insurance coverage has been cancelled. Did you know: Whenever your insurance is deleted for any reason in North Carolina, your license plate must be surrendered.

North Carolina Keeps Insurance Rates Low

Residents of North Carolina are graced with an Insurance Department that has kept insurance rates in control for several years now. In fact, North Carolina has the 8th-lowest car insurance rates in the country with over 100 insurance companies eager to raise rates as much as 20% every year. North Carolina drivers and homeowners can benefit from this struggle by comparing insurance rates and quotes from insurance agents regularly.

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Avg. North Carolina Insurance Premiums
Are your premiums higher than the North Carolina average?

  Annual* Monthly*
Auto $717 $60
Home $683 $56
Renters $155 $13

How Getting a DUI Affects Your North Carolina Car Insurance Rates

How Credit Scores Affect Your North Carolina Insurance Rates

Comparing Home Insurance Quotes for Your Budget and How to Find Cheap Homeowners Coverage in North Carolina

North Carolina Department of Insurance

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* Insurance Rate Source: NAIC