Missouri's Minimum Insurance Requirements May Not Be Enough Coverage

Ron Trumbo Car Insurance Editor

Many Missouri insurance agents would tell you that Missouri's minimum auto liability insurance requirements are too low and leave many consumer with a lot of financial risk. Missouri minimums are 25/50/10 ($25,000 per person for bodily injury; $50,000 per accident for bodily injury; $10,000 per accident for property). Missouri does require uninsured motorist coverage of $25,000 for bodily injury per person and $50,000 for bodily injury per accident.

Missouri Drivers Who Are Unable to Get Car Insurance (Last Resort)

If you've reached out to more than three different insurance agents and you can't find car insurance in Missouri, you may be able to purchase coverage though the Missouri Automobile Insurance Plan. Licensed Missouri insurance agents are generally able to help you purchase this coverage. Be aware, this should be a last resort because the insurance rates are very expensive. InsuranceLoco recommends that high risk drivers (more than 2 accidents or tickets, DUI, etc.) should try and gather at least 7 insurance quotes to find their best insurance coverage and the lowest possible insurance rate.

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Missouri SR 22 Auto Insurance: What You Should Know

Have you had your Missouri drivers license suspended? Need a SR 22 in Missouri? You're normal, and you can find help with Missouri's best insurance agents. InsuranceLoco believes that Missouri's best insurance agents are invaluable, especially for Missouri drivers that are otherwise considered "risky." There are insurance agents in Missouri that specialize in filing an SR 22, and also helping you find the lowest car insurance rates in Missouri.

Missouri Car Thieves Absolutely Love American Cars and Trucks

The National Insurance Crime Bureau reports that's Missouri's 10 most stolen cars and trucks in 2011 were all American made. Perhaps it because of demand and quality, but car theft affects how much you pay for car insurance in Missouri.

1. 2000 Dodge Caravan
2. 2003 Dodge Ram
3. 1994 Chevrolet Pickup (Full Size)
4. 2004 Ford F150
5. 1999 Ford Taurus
6. 2000 Dodge Intrepid
7. 2002 Pontiac Grand Prix
8. 2004 Dodge Stratus
9. 2010 Chevrolet Impala
10. 2001 Pontiac Grand Am

Avg. Missouri Insurance Premiums
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Missouri Auto Insurance Requirements

• Minimum Liability Coverage: 25/50/10
• Uninsured/Underinsured Motorist Coverage: Yesd
• Missouri SR-22: Yes, for 2 years

Quick Missouri Insurance Links

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