Missouri SR 22 Auto Insurance: What You Should Know
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Ron Trumbo
Insurance Editor
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Have you had your Missouri drivers license suspended? Need a SR 22 in Missouri? You're normal, and you can find help with Missouri's best insurance agents.
Missouri SR 22 Auto Insurance Requirements
Missouri is one of many states that requires SR 22 proof of financial responsibility. There are many different reasons a Missouri driver might be required to file an SR 22 auto insurance including, a DUI conviction, driving without car insurance coverage, and a suspended Missouri drivers license.
Different from your auto insurance "proof of insurance," an SR 22 Proof of Financial Responsibility is a form that your Missouri insurance agent will send to the Missouri DMV. SR 22's tell the State of Missouri that you meet Missouri's minimum auto insurance requirements, and that the Missouri insurance company will contact the Missouri DMV is you fail to pay your insurance. Failure to sustain car insurance coverage will result in another license suspension. SR 22's are required for a two-year period in Missouri, from the date a license suspension.
Missouri SR 22 Insurance Agents
InsuranceLoco believes that Missouri's best insurance agents are invaluable, especially for Missouri drivers that are otherwise considered "risky." There are insurance agents in Missouri that specialize in filing an SR 22, and also helping you find the lowest car insurance rates in Missouri.
Cheap Missouri SR 22 Auto Insurance Rates
InsuranceLoco recommends that drivers with more than one accident on their driving record compare at least 7 different car insurance quotes from local Missouri insurance agents. Different insurance companies specialize in high risk drivers and it takes shopping around to find your best value. For more information, see InsuranceLoco's article: Car Insurance and SR22: How to Find Cheap Coverage
Missouri
Drivers Who Are Unable to Get Car Insurance (Last Resort)
If you've reached out to more than three different insurance agents and you can't find car insurance in Missouri, you may be able to purchase coverage though the Missouri Automobile Insurance Plan. Licensed Missouri insurance agents are generally able to help you purchase this coverage. Be aware, this should be a last resort because the insurance rates are very expensive.
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