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Maryland’s Minimum Auto Insurance Requirements May Not Be Enough Insurance Coverage

Ron Trumbo - Maryland Car Insurance Editor
Ron Trumbo
Car Insurance Editor

If you take anything away from InsuranceLoco: don’t make the mistake of simply buying auto insurance in Maryland on the lowest price alone. Make sure that you have enough coverage to protect yourself if you’re involved in an accident.

 

Maryland requires that you have at least liability coverage of 30/60/15, which translates to: $30,000 for bodily injury per person, $60,000 for bodily injury for two or more people, and $15,000 for property damage. InsuranceLoco recommends that Maryland drivers compare at least 5 different Maryland insurance quotes from 5 different Maryland insurance agents to find the best Maryland insurance coverage at the lowest price.

maryland homeowners insurance rates

Maryland Home Insurance Can Be Hard to Find

Home insurance rates are always changing in Maryland, as the amount of claims affects Maryland’s insurance carriers. For example, there was both and earthquake and a hurricane within the same month in 2011. This creates a lot of questions about flood damage, earthquake damage, and wind damage; is your Maryland home protected?


If you live along Maryland’s beautiful coastal waters, you may know that finding affordable home insurance can be difficult. Obviously due to hurricanes, Maryland’s home insurance carriers are requiring deductibles that are expensive and complicated. Don’t wait for the next hurricane to revisit your Maryland home insurance policy. Home owners absolutely have finances to protect and should compare rates from Maryland’s best insurance agents. Compare 5 different quotes from 5 different Maryland agents and asked them about your unique needs.

maryland auto insurance claims and auto repairs

Maryland Insurance Premiums
Are your premiums higher than the Maryland average?

  Annual* Monthly*
Auto $1,034 $86
Home $654 $54
Renters $160 $13

Maryland's Most Stolen Car is a Mini Van!

Having a vehicle that is prone to auto theft in Maryland can affect how much you pay for car insurance in Maryland. Every year, the National Insurance Crime Bureau reports Maryland's list of the most stolen cars and trucks, and 2011 brought us the following list:

1. 2000 Dodge Caravan
2. 1994 Honda Accord
3. 2000 Honda Civic
4. 2007 Toyota Camry
5. 2002 Dodge Intrepid
6. 1999 Ford Crown Victoria
7. 1996 Nissan Maxima
8. 2006 Nissan Altima
9. 2010 Toyota Corolla
10. 1999 Plymouth Voyager

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Maryland Vehicle Administration

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* Insurance Rate Source: NAIC