InsuranceLoco Terms of Use

By using insuranceloco.com's web site, and or services, you agree to be bound by the terms and conditions of this disclaimer notice regarding the use of this site which consists of the files and directories of www.insuranceloco.com. If you do not agree with the terms and conditions of this notice, you are hereby instructed not to access or utilize information provided by the site, or to submit information to the site.

It is expressly understood by you that insuranceloco.com. is a directory source. It is not an insurance agency or insurance brokerage, nor does it sell, provide or make recommendations regarding insurance products. The quotes requested on this site are provided to you by third party agents and brokers who are NOT affiliated with insuranceloco.com in any way.

It is your responsibility to evaluate the accuracy, completeness and usefulness of any opinions, advice, services or other information provided by the insurance agent or broker from whom you solicit an insurance quote or recommendation by completing a quote request. You will be contacted via phone and/or email to discuss your request and quotes will arrive via email, phone or regular mail. The content provided by third-party web sites linked to from this site is governed by the applicable privacy policies of the destination web site(s).

It is your responsibility to verify and confirm the existence and standing of a business entity or insurance company listed on this site. Each state in the United States has a "State Insurance Department" which maintains information concerning agents, brokers and companies.

No insurance coverage shall be construed as bound, in force, applied for or assumed as a result of submission of data on this site. You are merely requesting an insurance quote. The final decision to issue a policy of insurance lies with the insurance company and is subject to the laws of the applicable state, jurisdiction or province.

In no event shall insuranceloco.com, its principals, agents or employees, be liable for any damages whatsoever, without limitation, arising out of or in connection with the usage of this site by you, whether through submission of information or as a result of business transactions involving you and any insurance agent, broker, agency or business entity listed on this site.
This site is made available as a free service to insurance consumers.

Copyrights, Trademarks and Service Marks
Except as otherwise indicated, all materials in the Site, including without limitation the InsuranceLoco logo and other InsuranceLoco trademarks and service marks, are the property of Maximized Mix Media, LLC. and/or its affiliates and are protected by international copyright and trademark laws, all rights reserved. Any other use is prohibited."InsuranceLoco" is a registered service mark of Maximized Mix Media, LLC. Other service names presented on this site are service marks of Maximized Mix Media, LLC, except for those of insurance carriers, brokers, agents, industry organizations, service providers and educational institutions, which are service marks of their respective entities.

Limitation of Liability
InsuranceLoco shall not be liable for any loss, damage, injury, or claim, nor any special, indirect, incidental, consequential, exemplary or punitive damages of any kind, whether such action is based in tort, contract, negligence, strict liability, or otherwise and even if InsuranceLoco has been advised of the possibility of such damages, which arises out of or relates in any way to: (i) the Site, materials in the Site, or the inability to use the Site; or (ii) any defect, omission, error, interruption, delay, or computer virus.

Jurisdiction, Enforceability, and Termination
These Terms of Use and your use of the Site are governed in all respects by the laws of the State of California, without giving effect to any principles of conflicts of laws. Any dispute concerning the Site or these Terms of Use shall be subject to the exclusive venue of a court of competent jurisdiction in Sacramento County, California.

In the event that a court of competent jurisdiction holds any provision of these Terms of Use to be invalid or unenforceable, then such provision shall be severable from and shall not affect the validity or enforceability of the remaining provisions.

Privacy Policy
InsuranceLoco's Privacy Policy describes how InsuranceLoco and its partners use your personal information.