How to Find Budget Friendly Rental Car Insurance Coverage

Always make sure that you are protected with some form of car insurance when you rent a car, and ALWAYS understand the terms and restrictions of your insurance coverage. If you are not insured by your existing car insurance policy or by your credit card, then you should consider purchasing the collision damage waiver.

Car Insurance Deductibles: $250, $500 or $1,000? How Much Deductible Do You Need?

Your car insurance policy is a finance tool, and the deductible is one the most important parts that determines both the cost, and how much you’ll pay in the event of an insurance claim. In many cases, raising your auto insurance deductible from a very low $200 to $500, can lower your policy approximately 15% to 30%.

Senior Drivers Should Consider Higher Auto Insurance Policy Limits and Look for Senior Driver Discounts

In looking at auto insurance as a financial tool that protects your financial assets and health, senior drivers have different needs. For example, consider a 69 year-old widowed female on a fixed income. Does it make sense for her to be carrying a $1,000 deductible? Senior drivers have unique auto insurance needs and requirements and need the help of experienced insurance agents.

Having a Bad Driving Record and Finding Affordable Car Insurance

Every car insurance company has unique underwriting guidelines for evaluating different drivers. As a result, the points on your record may have a more significant impact with one insurer versus another. As always, it pays to shop around. Here's what bad drivers need to know to save on car insurance.

5 Minute Discussion of What Every Driver Should Know About Their Car Insurance Policy

When you receive your policy in the mail, you'll notice that it's a very thick stack of documents. Take a few minutes to read it — it's important. If you need help understanding everything, here's a few "cliff notes" from the declarations page to policy medical payments.

Auto Repairs After a Insurance Claim and How They Affect Your Car Insurance

Life Insurance: What Every Budget Shopper Should Know

Finding Affordable Life Insurance After a Heart Attack

Life Insurance Needs at Different Stages of Life

Mary Rand Home Insurance Editor

Comparing Home Insurance Quotes for Your Budget and How to Find Cheap Homeowners Coverage

When you're looking to save on you home insurance, it's most important to have enough home insurance coverage to take care of any costs of rebuilding at current construction costs. Keep in mind, the cost of replacing your home could be less than the price you paid for it, or could sell it for today.

Mary Rand Home Insurance Editor

7 Simple Tips That Will Help You Lower the Cost of Your Home Insurance Policy

If you've recently purchased a home or would like to simply lower your existing home insurance policy, it only takes a few minutes to find multiple home insurance quotes online. Budget shoppers should check home insurance quotes at least once a year because home insurance rates are always changing. Your current home insurance company may be charging you too much compared to normal market rates.

How Life Insurance Can Protect Home Mortgages

The sole purpose of mortgage life insurance is to pay off your mortgage if you pass away while you still owe money on your home. Proceeds from this type of insurance do not go through your heirs, but are paid directly to the lender. Term life insurance can cover more than just the balance of your home loan, and you can still have it match your mortgage length, say 20 or 30 years.

Who Needs Umbrella Insurance Policies and How to Save

Umbrella insurance is extended liability insurance coverage that goes beyond the protection provided by your car insurance company and home insurance policy. Umbrella insurance policy costs generally run $75 to $100 per month for $1,000,000 in extended liability coverage.

Car Insurance and SR-22: How to Find Cheap Coverage

The Basics of Mortgages and Home Financing in 5 Minutes

Donating Cars to Charity and What Every Car Owner Should Know First

Underinsured Motorists Driving Without Car Insurance. What Drivers Can Do With Their Own Insurance Coverage

How to Select Your Life Insurance Beneficiaries

How Smokers Can Find Cheap Term Life Insurance

Matt King Life Insurance Editor

The Best and Easiest Ways to Save on Term Life Insurance

Understanding Different Types of Life Insurance Policies

What You Should Know About GAP Coverage for Car Loans and Leasing Agreements