Rental
Car Insurance: What Every Driver Should
Know
Renting a car, whether for business or for vacation, truly exposes the average
driver to the convoluted intestines of car insurance. Here's what you should
know about how your own policy covers you, the car rental company's CDW, renting
abroad, and credit card rental coverage.
The
Real World Costs of a DUI
If you get a DUI, you have demonstrated
to your insurance company that you are
a sizeable financial risk. A DUI conviction
will affect your insurance rates for at
least three to five years. You car insurance
rates will double at the very least, they
are known to triple and even quadruple,
if your insurance company doesn't simply
drop your coverage. Here's what you need
to know.
Less
Than Perfect Driving Records
Your driving record is a key part of
how your insurance company will assess
your premiums. They will normally get
a copy of your driving record from
your state’s
motor vehicle department. Then, they will
use your driving record as part of how
they assess you for insurance, under their
underwriting rules. Since your driving
record can have a direct impact on how
much you pay, it is essential to keep your
record as clean as possible.
SR-22 Filings and Car Insurance: What
You Need to Know
An SR-22 filing is nothing more than a
document provided by your car insurance
company that certifies to your State DMV
that you indeed have auto coverage that
meets the State's minimum liability limits.
Generally, drivers required to file an
SR-22, must do so for approximately three
years depending on your State's driving
laws.
Are You an Underinsured Motorists? Have Your Driving Patterns Changed?
As you review your car insurance policies
and shop for better and cheaper coverage,
make sure that you have enough protection
for your needs. Simply satisfying your
State's bare insurance minimums is not
always your best financial option in
context to your daily life.
Frequently
Asked Question About Auto Insurance
How does an insurance company calculate
auto insurance premium? Why does my auto
insurance policy cost so much? Can an
insurance company raise my premium because
of tickets or accidents? Is it okay to
let a friend borrow my car? Will my car
be covered if my friend is in an accident?
You have questions, and we have answers!
Renters Insurance: What You Must Know
Homeowners are financially liable for
dog bites. Most homeowners and renters
policies provide $100,000 to $300,000
in coverage for liability claims. However,
anything over the policy limit is the
homeowner's responsibility. Once a
dog has bitten someone, it poses an
increased bite risk. Additional Renters Info: Apartments
and Renters Insurance Coverage and Paying
for Renters Insurance and Lowering Rates
Mold
and Your Homeowners Insurance
Upon accepting and examining your claim,
an adjuster or company representative may
deny your claim stating the cost of mold
detection, cleanup, and property repair
are not covered under your policy. If this
occurs, you should review your policy provisions
and exclusions to see if you agree with
the adjuster or company representative's
position.
Comparing
Home Insurance Quotes: What You Should
Know About Coverage Amounts Before
You Get Home Quotes
When you're looking to save on you home
insurance, don't be so quick to start slashing
coverage amounts in an effort to just reduce
premiums. First, recognize how home insurance
works, and go from there. Most standard
home insurance policies include coverage
for (1) the structure of your home, (2)
any personal possessions inside the home,
(3) the cost of living expenses if you
home is damaged and you are forced to find
alternative living arrangements, and (4)
general liability protection, in the event
anybody gets hurt inside you home. Additional
Homeowners Info: Performing
an Inventory of Home Property and Saving
on Home Insurance , Making
a Home Owner Insurance Claim and Increase
in Rates , Easy
Ways to Save on Home Insurance and Lowering
Premiums
After
You Find a New Car Insurance Policy...
Rhonda
Trumbo
discusses
the importance
of notifying your old insurance carrier after
you find a new one.
InsuranceLoco's
Health Insurance Rates
The
Fundamentals of Health Insurance Are Simple
Understanding
COBRA Health Insurance
How
Disability Insurance Differs From Health Insurance
Divorce
and Health Insurance Benefits
Health
and Medical Insurance: Comparing Managed Care Health
Plans
Top
Five Health Insurance Plans
Why
Health Insurance Rates Go Up
Health
and Medical Insurance: Comparing Managed Care Health
Plans
Health
Insurance Glossary
Pet
Insurance Online
What
You Need To Know About Pet Insurance
You're
Killing Your Pet With Obesity
10
Questions To Ask and Consider When Selecting a Pet
Plan
Taking
Care of Your Dog's Teeth and Gums
Do
You Need Pet Insurance?
Vision
Insurance Plans
7
Commonly Asked Questions About Laser
Eye Surgery
How
to Pick a Laser Vision Corrective Eye
Surgery Doctor
Laser
Eye Surgery 101
What
You Need To Know About Vision Insurance
Facts
About Vision and Why You Need Eye Care
Insurance
How
Vision Insurance and Eye Care Work
Travel
Insurance Online
What
You Need To Know About Travel Insurance
Vacation
Travel Insurance Tips
Do
You Need Travel Insurance?
Travel
Insurance: Being Prepared Is Everything
Travel
Health Insurance: Know Your Coverage
Before An Emergency
Fundamental
Tips For Planning Your Vacation With
Travel Insurance
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